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HSC Finance Banking and Bima Notes

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更新日期:2019-07-26

檔案大小:7.2M

目前版本:1.0

版本需求:Android 4.1 以上版本

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HSC Finance Banking and Bima Notes(圖1)-速報App

HSC Finance, Banking, and Bima Note. Finance is the practice of funds management or the allocation of assets and liabilities over time under conditions of certainty and uncertainty. A key point in finance is the time value of money, which states that a unit of currency today is worth more than the same unit of currency tomorrow. A bank is a financial institution that accepts deposits from the public and creates credit. Lending activities can be performed either directly or indirectly through capital markets.

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Finance aims to price assets based on their risk level and expected the rate of return. Finance can be broken into three different sub categories: public finance, corporate the finance and personal finance. Banking in its modern sense evolved in the 14th century in the prosperous cities of Renaissance Italy but in many ways was a continuation of ideas and concepts of credit and lending that had their roots in the ancient world. In the history of banking, a number of banking dynasties – notably, the Medicis, the Fuggers, the Welsers, the Berenbergs, and the Rothschilds – have played a central role over many centuries. The oldest existing retail bank is Banca Monte dei Paschi di Siena, while the oldest existing merchant bank is Berenberg Bank.